At Lira Financial, we understand that your financial needs are as unique as your dreams and ambitions.
That’s why we offer a comprehensive range of tailored lending solutions to support you every step of the way. Whether you’re an individual looking for a home loan, a business owner seeking capital, or a developer in need of funding, we have the expertise and resources to help you achieve your goals.
Who we are
Our Focus
At Lira Financial, our focus is squarely on you and your unique financial needs. We are dedicated to tailoring lending solutions that align perfectly with your goals, ensuring a personalized and seamless financial journey.
Your Goals
Your goals are our driving force. We are here to support you every step of the way, whether you’re envisioning homeownership, growing your business, or embarking on a development project. Our expertise and resources are at your disposal to make your financial goals a reality.
THE LIRA DIFFERENCE
OUR PEOPLE

JOSEPH YAMIN
Joseph is one of the co-founders of Lira Financial, bringing over 12 years of banking and finance experience Having achieved both a Bachelor’s degree and Master’s Degree in business and finance at UTS Sydney, he has a profound knowledge of complex debt funding solutions to cater for every clients need. Commencing his career in corporate asset finance with Macquarie Bank, Joseph started his own brokerage business focusing on home loans and asset finance, and later developed a strong expertise across all aspects of lending including commercial lending and development finance. At Lira Financial, Joseph focuses on the day-to-day management of the business along with maintaining key client relationships. Outside of work, Joe has a passion for Rugby League and enjoys swimming at Sydney’s beaches.

BISHARA STEPHAN
Bishara is a co-founder of Lira Financial, with over 20 years of experience in property finance, development finance, acquisitions and originations. Commencing his career in mortgage broking, Bishara developed extensive leadership qualities as a business owner before moving into development finance where he specialized in highly complex structured finance solutions for major clients. At Lira Financial, Bishara utilizes his expert knowledge in the real estate and capital markets to source opportunities along with managing the strategic direction of the business. Outside of work, Bishara enjoys sports such as running and Soccer on a regular basis, he also has a newfound passion for Chess.

RUBY ANDRADES
Ruby has several years’ experience of loan originations and brings a proactive approach to her role as an analyst, supporting our sales team. Ruby prepares credit proposals and manages the loan application process to assist in providing the best solutions for our clients. She is a highly valued member of the team and is very eager to continue growing with the business. Outside of work, Ruby enjoys reading and high intensity fitness training.
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